BESIDE MYSELF--Starting Over

I went to my Financial Peace class again today. Today's topic was about dealing with debt collectors, what they can do, can't do and how to work with them. Basically, food, shelter and transportation must come first. After that, pay each creditor out of what disposable income that you have left on a pro-rated basis. That means you calculate total debt, figure out how much percentage each is of the total debt, then divide up the amount between them. Check out Dave Ramsey's website for more details. If you are having issues with debts and finances, I strongly urge you to give his program a shot. Many churches are offering the program, but my brother watched the series on YouTube and within 3 months, he was out of debt except for his mortgage. I was fired up, so went to talk to hubby about doing the program or to make sure his credit counselor is following a similar deal. At 11 am, the house was dark, both kids were sleeping and he was on the computer with one of his...

Today, I suddenly was unsure. Did I do the right thing by leaving? He probably would never have gotten around to leaving me, no matter what he said. So, I went to my boss who has been very supportive and asked her to tell me again why I had to go. She asked me if I would want my daughter to stay in the same situation with a man who treated her as I have been treated. Of course, I wouldn't. Anyway, after she told me a couple things, I thanked her and went back to work. This evening I received a call from hubby who had been to see his credit counselor. He was all worked up about how he needs to make 3000 a month to cover his expenses, might as well just leave the country and not come back, etc. He had me going for a bit until I got tired of it and told him to suck it up and quit whining. "Get another job, do what you have to do and take care of your business!" I reminded him that people all over the country are going thru a similar situation, to just pay his basic ...